Nowadays, when someone wants to buy anything, whether it’s groceries or appliances or even financial services, it’s always going online first, searching a bit, and then clicking the add to cart button and proceeding to checkout. This has almost become the norm over the last few years and Statistic Canada’s sales report only proves it furthermore. It says online purchases have almost doubled during the pandemic and that doesn’t seem surprising because no one was able to go out as much due to the viral rampage since 2020.
However, what happens when it comes to more complex products such as insurance. Most of the websites you visit would more or less have the same modified information, which would not completely answer your term or condition-specific questions. This is where a humane touch is needed and an insurance broker can offer that. So, without further adieu, here are 5 benefits of hiring an insurance broker.
1. Unbiased advice:
If you’re hiring an insurance broker, they are there to guide you along your journey to find a suitable insurance policy that can act as a financial safety net for you and your family. The decision is always yours to make, they will just tell you about the available option and what would best suit you based on your financial needs. They can also assist you in disputes with insurance companies and help in resolving the matter. Your broker is always on your side.
2. Managing claims:
In the unfortunate case of a terrible loss, you would want to be sure that your insurance policy covers everything and your claim is handled professionally and processed quickly. Your broker can help you with this matter by working with the insurance company and ensuring that the claim is processed fast and fair. Using the services of a broker also adds a layer of protection to help things move along and keep the insurance company accountable.
3. Professionalism:
Working with a broker – whether over a call, online, via text or in-person – ensures that you are dealing with a trained professional who is accountable for their actions. They are required to be licensed as well are obliged to take accredited continuing education courses annually to prove that they are up-to-date with the latest information.
4. Choice of companies:
If you’re hiring a broker, you will have the option to choose your insurance policy from one of several insurance companies. This gives you the benefit to choose the best option available for you. The broker can also find discounts to add to your online quote and at the end of the day not only do you get the best option but also the best price.
5. The human touch:
It’s understandable that you like to handle checking policies and account statements online on your own; but sometimes, if you’re not able to clear some time to do that from your busy schedule, your broker can do it for you. It depends on you on how you use the brokerage’s services.
Harjinder helped me with my life term plan. I was looking to increase coverage of my current term plan and was looking for a cheaper option. Throughout the discussion with him, Harjinder was very transparent with all the plans and the pricing and gave me one of the most competitive price in the market.
Mr. Harjinder Sandhu is very much capable for the services he offers. I was in need of personal health insurance for couple of months and he guided me really well and to the point in a very professional way. If any one is in need of Insurance and investment information, do consult Mr. Harjinder Sandhu.
I highly recommend Harjinder for any insurance policy you may need. He was very helpful with my new policies. He was very patient during the whole process and provided me with different options, their details and advised me on the best options that fit my needs.
I am very happy with the service I received from Harjinder. He reached out to me to talk about insurance i have long been considering. Instead of telling his recommendation or listening to my preference directly, he asked me about my needs, analyzed my financial situation, and came up with few options for me to pick.
Harjinder is very professional to his work. He explained each and every detail of my insurance plan on the phone. Really appreciate his service. He will give you the best plan and advice according to your situation.
Harjinder is very professional and knowledgeable. I would recommend for all kind of insurance related options.
Harjinder has been amazing, Saved me money when I switched over and always answers all my questions extremely quick. Thank You
Harjinder recommended the best available insurance according to my need. He made the process very smooth for me. No hassle at all. I recommend him.
Mr. Harjinder Sandhu is very much capable for the services he offers. I was in need of personal health insurance for couple of months and he guided me really well and to the point in a very professional way. If any one is in need of Insurance and investment information, do consult Mr. Harjinder Sandhu.