Drug and dental insurance are completely separate insurance policies and have their own set of plans and advantages. Both of them are important and you should choose them to save yourself from expensive dental and prescription medication costs. You can get in touch with our insurance experts at NOB for further details on both types of insurance. Call us today, we will be more than happy to help you.
If you or one of your family members is suffering from a chronic illness, it’s a good choice that you opt for prescription drug insurance. An average Canadian spends more than $1500 on prescription drugs and this has increased by 12% since 2005. Getting drug insurance can help you save on medical expenses. This type of insurance can offer coverage of more than 4000 types of medicine and you may get 100% coverage on some medicines such as allergy shots and epinephrine auto-injectors.
You are considering to apply for this insurance because
You are over 65 years old and stay in a care home
You are 24 years old or younger and do not have insurance
You receive professional home or community care services
If you meet any of the above criteria, you are eligible to apply for this type of insurance. To resolve any queries, call us.
That’s a very good question. But before we get into the matter, we will tell you a bit about dental insurance. Most of us (if not all) may visit a dentist many times in our lifetime. It can be due to various dental problems such as cavities, tooth extractions, tooth filling- we all want a beautiful smile after all. However, these treatments can be very expensive, sometimes costing up to thousands of dollars. Needless to say, they can make a hole in your wallet. After reading this, if you are worried a bit then don’t be. Choose a plan in our dental insurance policies and let us take care of a part of the expenses.
Basic dental insurance covers general dental procedures such as:
You will have to pay a certain percentage of the cost on the rest would be paid by us, the insurance company. All plans can be customized to your requirements and you can advise you on necessary add-ons based on your needs. A market study shows that more than 62% of Canadians have private dental insurance, it’s time that you should get one too. Contact us for a free quote.